/* ═══════════════════════════════════════════════════════════════
   CREDVANTA RECOVERY GROUP — Stylesheet
   Fonts: Playfair Display (display) + Outfit (body)
   ═══════════════════════════════════════════════════════════════ */

/* ─── TOKENS ─────────────────────────────────────────────────── */
:root {
  --navy:        #0B1D35;
  --navy-mid:    #0F2445;
  --navy-light:  #16305A;
  --blue:        #1851C4;
  --blue-bright: #2563EB;
  --blue-light:  #3B82F6;
  --blue-pale:   #EFF6FF;
  --white:       #FFFFFF;
  --off-white:   #F8FAFC;
  --gray-100:    #F1F5F9;
  --gray-200:    #E2E8F0;
  --gray-400:    #94A3B8;
  --gray-600:    #475569;
  --gray-800:    #1E293B;
  --green:       #22C55E;
  --font-display: 'Playfair Display', Georgia, serif;
  --font-body:    'Outfit', system-ui, sans-serif;
  --radius:       8px;
  --radius-lg:    16px;
  --shadow-sm:    0 1px 3px rgba(0,0,0,.08), 0 1px 2px rgba(0,0,0,.06);
  --shadow:       0 4px 16px rgba(0,0,0,.10);
  --shadow-lg:    0 12px 40px rgba(0,0,0,.15);
  --transition:   0.25s ease;
}

/* ─── RESET ──────────────────────────────────────────────────── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; font-size: 16px; }
body {
  font-family: var(--font-body);
  color: var(--gray-800);
  background: var(--white);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}
img, svg { display: block; max-width: 100%; }
a { color: inherit; text-decoration: none; }
ul { list-style: none; }
button { cursor: pointer; border: none; background: none; font-family: inherit; }
address { font-style: normal; }

/* ─── UTILITIES ──────────────────────────────────────────────── */
.container {
  width: 100%;
  max-width: 1180px;
  margin: 0 auto;
  padding: 0 24px;
}
.section-light  { background: var(--white); }
.section-alt    { background: var(--off-white); }
.section-dark   { background: var(--navy); color: var(--white); }

/* ─── REVEAL ANIMATIONS ──────────────────────────────────────── */
[data-reveal] {
  opacity: 0;
  transform: translateY(24px);
  transition: opacity 0.6s ease, transform 0.6s ease;
}
[data-reveal].is-visible {
  opacity: 1;
  transform: translateY(0);
}
[data-delay="60"]  { transition-delay: 60ms; }
[data-delay="80"]  { transition-delay: 80ms; }
[data-delay="100"] { transition-delay: 100ms; }
[data-delay="120"] { transition-delay: 120ms; }
[data-delay="150"] { transition-delay: 150ms; }
[data-delay="160"] { transition-delay: 160ms; }
[data-delay="180"] { transition-delay: 180ms; }
[data-delay="200"] { transition-delay: 200ms; }
[data-delay="240"] { transition-delay: 240ms; }

/* ─── BUTTONS ────────────────────────────────────────────────── */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 13px 26px;
  border-radius: var(--radius);
  font-family: var(--font-body);
  font-size: 0.95rem;
  font-weight: 600;
  line-height: 1;
  transition: background var(--transition), color var(--transition),
              border-color var(--transition), box-shadow var(--transition),
              transform var(--transition);
  white-space: nowrap;
}
.btn:hover { transform: translateY(-1px); }
.btn:active { transform: translateY(0); }

.btn-primary {
  background: var(--blue);
  color: var(--white);
  box-shadow: 0 2px 8px rgba(24,81,196,.35);
}
.btn-primary:hover { background: var(--blue-bright); box-shadow: 0 4px 16px rgba(37,99,235,.4); }

.btn-submit {
  width: 100%;
  justify-content: center;
  padding: 16px 26px;
  font-size: 1rem;
  background: var(--blue);
  color: var(--white);
  border-radius: var(--radius);
  box-shadow: 0 2px 12px rgba(24,81,196,.4);
  transition: background var(--transition), box-shadow var(--transition), transform var(--transition);
}
.btn-submit:hover { background: var(--blue-bright); box-shadow: 0 6px 20px rgba(37,99,235,.5); }

.btn-white {
  background: var(--white);
  color: var(--navy);
  box-shadow: var(--shadow-sm);
}
.btn-white:hover { box-shadow: var(--shadow); }

.btn-outline-white {
  background: transparent;
  color: var(--white);
  border: 2px solid rgba(255,255,255,.5);
}
.btn-outline-white:hover { border-color: var(--white); background: rgba(255,255,255,.08); }

.btn-outline-dark {
  background: transparent;
  color: var(--navy);
  border: 2px solid var(--gray-200);
}
.btn-outline-dark:hover { border-color: var(--navy); }

/* ─── SECTION HEADER ─────────────────────────────────────────── */
.section-header { text-align: center; margin-bottom: 56px; }
.section-header--light .section-label { color: var(--blue-light); }
.section-header--light .section-title { color: var(--white); }

.section-label {
  display: inline-block;
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--blue);
  margin-bottom: 12px;
}
.section-title {
  font-family: var(--font-display);
  font-size: clamp(1.75rem, 3.5vw, 2.6rem);
  font-weight: 800;
  line-height: 1.2;
  color: var(--navy);
}

/* ═══════════════════════════════════════════════════════════════
   HEADER
   ═══════════════════════════════════════════════════════════════ */
.site-header {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 100;
  transition: background var(--transition), box-shadow var(--transition);
}
.site-header.scrolled {
  background: var(--navy);
  box-shadow: 0 2px 20px rgba(0,0,0,.3);
}

.header-top {
  background: var(--navy-mid);
  border-bottom: 1px solid rgba(255,255,255,.06);
  padding: 7px 0;
  font-size: 0.78rem;
}
.header-top-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
}
.header-tagline { color: var(--gray-400); font-weight: 500; }
.header-phone {
  display: flex;
  align-items: center;
  gap: 7px;
  color: var(--white);
  font-weight: 600;
  font-size: 0.875rem;
  transition: color var(--transition);
}
.header-phone:hover { color: var(--blue-light); }
.phone-hours {
  color: var(--gray-400);
  font-weight: 400;
  font-size: 0.78rem;
  padding-left: 6px;
  border-left: 1px solid rgba(255,255,255,.15);
  margin-left: 2px;
}

.main-nav { padding: 14px 0; }
.nav-inner {
  display: flex;
  align-items: center;
  gap: 24px;
}

/* Logo */
.nav-logo, .footer-logo {
  display: flex;
  align-items: center;
  gap: 10px;
  flex-shrink: 0;
}
.logo-icon {
  width: 40px;
  height: 48px;
  flex-shrink: 0;
}
.logo-icon--sm { width: 32px; height: 38px; }
.logo-text {
  display: flex;
  flex-direction: column;
  line-height: 1.1;
}
.logo-name {
  font-family: var(--font-body);
  font-size: 1rem;
  font-weight: 800;
  letter-spacing: 0.06em;
  color: var(--white);
}
.logo-sub {
  font-size: 0.5rem;
  font-weight: 600;
  letter-spacing: 0.15em;
  color: var(--blue-light);
  text-transform: uppercase;
}

/* Nav links */
.nav-links {
  display: flex;
  align-items: center;
  gap: 4px;
  margin-left: auto;
}
.nav-link {
  padding: 6px 12px;
  color: rgba(255,255,255,.8);
  font-size: 0.875rem;
  font-weight: 500;
  border-radius: 6px;
  transition: color var(--transition), background var(--transition);
}
.nav-link:hover { color: var(--white); background: rgba(255,255,255,.08); }

.nav-cta { padding: 9px 20px; font-size: 0.875rem; margin-left: 8px; }
.nav-toggle { display: none; flex-direction: column; gap: 5px; padding: 4px; margin-left: auto; }
.nav-toggle span {
  display: block;
  width: 24px; height: 2px;
  background: var(--white);
  border-radius: 2px;
  transition: transform var(--transition), opacity var(--transition);
}
.nav-toggle[aria-expanded="true"] span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.nav-toggle[aria-expanded="true"] span:nth-child(2) { opacity: 0; }
.nav-toggle[aria-expanded="true"] span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

/* ═══════════════════════════════════════════════════════════════
   HERO
   ═══════════════════════════════════════════════════════════════ */
.hero {
  position: relative;
  min-height: 100vh;
  display: flex;
  align-items: center;
  padding: 160px 0 80px;
  overflow: hidden;
}

/* Background layers */
.hero-bg { position: absolute; inset: 0; z-index: 0; }

.hero-overlay {
  position: absolute; inset: 0;
  background: linear-gradient(
    135deg,
    var(--navy) 0%,
    var(--navy-mid) 50%,
    #0a1e40 100%
  );
}

.hero-grid {
  position: absolute; inset: 0;
  background-image:
    linear-gradient(rgba(59,130,246,.06) 1px, transparent 1px),
    linear-gradient(90deg, rgba(59,130,246,.06) 1px, transparent 1px);
  background-size: 60px 60px;
}

.hero-cityscape {
  position: absolute;
  bottom: 0; left: 0; right: 0;
  height: 280px;
  background:
    /* Silhouette buildings - right cluster */
    linear-gradient(to top, rgba(255,255,255,.03) 0%, transparent 100%) 75% bottom / 2px 200px no-repeat,
    linear-gradient(to top, rgba(255,255,255,.03) 0%, transparent 100%) 78% bottom / 30px 160px no-repeat,
    linear-gradient(to top, rgba(255,255,255,.03) 0%, transparent 100%) 80% bottom / 3px 220px no-repeat,
    linear-gradient(to top, rgba(255,255,255,.03) 0%, transparent 100%) 83% bottom / 40px 140px no-repeat,
    linear-gradient(to top, rgba(255,255,255,.04) 0%, transparent 100%) 87% bottom / 2px 180px no-repeat,
    linear-gradient(to top, rgba(255,255,255,.03) 0%, transparent 100%) 90% bottom / 50px 120px no-repeat,
    /* gradient horizon glow */
    radial-gradient(ellipse 80% 40% at 50% 120%, rgba(24,81,196,.25) 0%, transparent 70%);
}

.hero-inner {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: 1fr 480px;
  gap: 56px;
  align-items: start;
}

/* Hero content */
.hero-label {
  display: inline-block;
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--blue-light);
  margin-bottom: 20px;
  padding: 5px 12px;
  border: 1px solid rgba(59,130,246,.3);
  border-radius: 20px;
  background: rgba(59,130,246,.08);
}

.hero-headline {
  font-family: var(--font-display);
  font-size: clamp(2rem, 4.5vw, 3.25rem);
  font-weight: 900;
  line-height: 1.15;
  color: var(--white);
  margin-bottom: 20px;
}
.headline-accent {
  display: block;
  color: var(--blue-light);
  font-style: italic;
}

.hero-body {
  font-size: 1.0625rem;
  color: rgba(255,255,255,.72);
  max-width: 500px;
  margin-bottom: 32px;
  line-height: 1.7;
}

/* Badges */
.hero-badges {
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
  margin-bottom: 28px;
}
.badge {
  display: flex;
  align-items: center;
  gap: 8px;
  padding: 10px 14px;
  background: rgba(255,255,255,.06);
  border: 1px solid rgba(255,255,255,.12);
  border-radius: var(--radius);
  color: rgba(255,255,255,.9);
  font-size: 0.8rem;
  font-weight: 600;
  line-height: 1.3;
}
.badge svg { flex-shrink: 0; color: var(--blue-light); }

/* Trustpilot */
.hero-trustpilot {
  display: flex;
  align-items: center;
  gap: 10px;
}
.tp-stars { display: flex; gap: 2px; }
.tp-star { color: #00B67A; font-size: 1.2rem; }
.tp-label { color: rgba(255,255,255,.7); font-size: 0.875rem; }
.tp-label strong { color: var(--white); }

/* Hero form */
.hero-form-wrap { position: sticky; top: 110px; }

.claim-form-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  box-shadow: 0 24px 64px rgba(0,0,0,.35), 0 4px 16px rgba(0,0,0,.2);
  overflow: hidden;
}

.form-card-header {
  background: var(--blue);
  padding: 22px 28px;
  color: var(--white);
}
.form-card-header h2 {
  font-family: var(--font-display);
  font-size: 1.3rem;
  font-weight: 800;
  margin-bottom: 2px;
}
.form-card-header p { font-size: 0.875rem; opacity: 0.8; }

.claim-form { padding: 24px 28px; display: flex; flex-direction: column; gap: 14px; }

.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.form-group { display: flex; flex-direction: column; gap: 5px; }

label {
  font-size: 0.8rem;
  font-weight: 600;
  color: var(--gray-600);
}
label span { color: var(--blue); }

input, textarea, select {
  font-family: var(--font-body);
  font-size: 0.9rem;
  color: var(--gray-800);
  background: var(--gray-100);
  border: 1.5px solid var(--gray-200);
  border-radius: 6px;
  padding: 10px 12px;
  width: 100%;
  outline: none;
  transition: border-color var(--transition), background var(--transition), box-shadow var(--transition);
}
input::placeholder, textarea::placeholder { color: var(--gray-400); }
input:focus, textarea:focus {
  border-color: var(--blue);
  background: var(--white);
  box-shadow: 0 0 0 3px rgba(37,99,235,.12);
}
input.error { border-color: #ef4444; }
textarea { resize: vertical; min-height: 80px; }

.form-secure {
  display: flex;
  align-items: center;
  gap: 6px;
  font-size: 0.76rem;
  color: var(--gray-400);
  justify-content: center;
}

.form-success {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 12px;
  padding: 48px 28px;
  text-align: center;
}
.form-success h3 {
  font-family: var(--font-display);
  font-size: 1.4rem;
  color: var(--navy);
}
.form-success p { color: var(--gray-600); }
.form-success[hidden] { display: none; }

/* ═══════════════════════════════════════════════════════════════
   TRUSTED BY
   ═══════════════════════════════════════════════════════════════ */
.trusted-by {
  background: var(--gray-100);
  padding: 28px 0;
  border-top: 1px solid var(--gray-200);
  border-bottom: 1px solid var(--gray-200);
}
.trusted-label {
  text-align: center;
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--gray-400);
  margin-bottom: 18px;
}
.trusted-logos {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 20px;
  flex-wrap: wrap;
}
.trusted-logo { opacity: 0.6; transition: opacity var(--transition); }
.trusted-logo:hover { opacity: 1; }
.trusted-logo svg { height: 36px; width: auto; }

/* ═══════════════════════════════════════════════════════════════
   HOW IT WORKS
   ═══════════════════════════════════════════════════════════════ */
.how-it-works { padding: 96px 0; }

.steps-grid {
  display: grid;
  grid-template-columns: 1fr auto 1fr auto 1fr;
  gap: 0;
  align-items: start;
  margin-bottom: 48px;
}

.step-card {
  background: var(--white);
  border: 1.5px solid var(--gray-200);
  border-radius: var(--radius-lg);
  padding: 36px 28px;
  position: relative;
  transition: box-shadow var(--transition), transform var(--transition), border-color var(--transition);
}
.step-card:hover {
  box-shadow: var(--shadow-lg);
  transform: translateY(-4px);
  border-color: var(--blue-light);
}

.step-number {
  position: absolute;
  top: -16px; left: 28px;
  background: var(--blue);
  color: var(--white);
  font-size: 0.7rem;
  font-weight: 800;
  letter-spacing: 0.08em;
  padding: 4px 10px;
  border-radius: 20px;
}

.step-icon {
  width: 60px; height: 60px;
  background: var(--blue-pale);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 20px;
  color: var(--blue);
}

.step-card h3 {
  font-family: var(--font-display);
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 10px;
}
.step-card p { font-size: 0.9rem; color: var(--gray-600); line-height: 1.65; }

.step-connector {
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  padding: 48px 12px 0;
  gap: 4px;
  color: var(--blue-light);
}
.connector-arrow { font-size: 1.4rem; line-height: 1; }
.connector-line {
  width: 1px; height: 2px;
  background: var(--blue-light);
  opacity: 0.4;
}

.hiw-cta { text-align: center; }

/* ═══════════════════════════════════════════════════════════════
   GUARANTEE BANNER
   ═══════════════════════════════════════════════════════════════ */
.guarantee-banner {
  background: linear-gradient(135deg, var(--navy) 0%, var(--blue) 100%);
  padding: 56px 0;
  overflow: hidden;
  position: relative;
}
.guarantee-banner::before {
  content: '';
  position: absolute; inset: 0;
  background-image:
    linear-gradient(rgba(255,255,255,.04) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255,255,255,.04) 1px, transparent 1px);
  background-size: 48px 48px;
}
.guarantee-inner {
  position: relative;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 48px;
  flex-wrap: wrap;
}
.guarantee-content {
  display: flex;
  align-items: center;
  gap: 24px;
  color: var(--white);
  flex: 1;
  min-width: 280px;
}
.guarantee-icon {
  width: 72px; height: 72px;
  background: rgba(255,255,255,.1);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}
.guarantee-content h2 {
  font-family: var(--font-display);
  font-size: clamp(1.2rem, 2.5vw, 1.6rem);
  font-weight: 800;
  margin-bottom: 6px;
}
.guarantee-content p { font-size: 0.9rem; opacity: 0.8; max-width: 380px; line-height: 1.6; }

.guarantee-stats {
  display: flex;
  align-items: center;
  gap: 28px;
  flex-wrap: wrap;
}
.g-stat { text-align: center; color: var(--white); }
.g-stat-value {
  display: block;
  font-family: var(--font-display);
  font-size: 1.75rem;
  font-weight: 900;
  line-height: 1;
  margin-bottom: 4px;
}
.g-stat-label { font-size: 0.75rem; opacity: 0.75; max-width: 100px; line-height: 1.3; }
.g-stat-divider {
  width: 1px; height: 48px;
  background: rgba(255,255,255,.2);
}

/* ═══════════════════════════════════════════════════════════════
   SERVICES
   ═══════════════════════════════════════════════════════════════ */
.services { padding: 96px 0; }

.services-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
}
.service-card {
  background: var(--white);
  border: 1.5px solid var(--gray-200);
  border-radius: var(--radius-lg);
  padding: 32px 24px;
  display: flex;
  flex-direction: column;
  gap: 14px;
  transition: box-shadow var(--transition), transform var(--transition), border-color var(--transition);
}
.service-card:hover {
  box-shadow: var(--shadow-lg);
  transform: translateY(-4px);
  border-color: var(--blue-light);
}
.service-icon {
  width: 52px; height: 52px;
  background: var(--blue-pale);
  border-radius: var(--radius);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--blue);
}
.service-card h3 {
  font-family: var(--font-display);
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--navy);
  line-height: 1.3;
}
.service-card p { font-size: 0.875rem; color: var(--gray-600); line-height: 1.6; flex: 1; }
.service-link {
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--blue);
  transition: color var(--transition), gap var(--transition);
  display: inline-flex;
  align-items: center;
}
.service-link:hover { color: var(--blue-bright); }

/* ═══════════════════════════════════════════════════════════════
   WHY CHOOSE
   ═══════════════════════════════════════════════════════════════ */
.why-choose { padding: 96px 0; }

.why-grid {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 20px;
}
.why-card {
  background: rgba(255,255,255,.05);
  border: 1px solid rgba(255,255,255,.1);
  border-radius: var(--radius-lg);
  padding: 28px 20px;
  text-align: center;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 12px;
  transition: background var(--transition), border-color var(--transition), transform var(--transition);
}
.why-card:hover {
  background: rgba(255,255,255,.08);
  border-color: rgba(59,130,246,.4);
  transform: translateY(-3px);
}
.why-icon {
  width: 52px; height: 52px;
  background: rgba(37,99,235,.25);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--blue-light);
}
.why-card h3 {
  font-size: 0.95rem;
  font-weight: 700;
  color: var(--white);
  line-height: 1.3;
}
.why-card p { font-size: 0.82rem; color: rgba(255,255,255,.65); line-height: 1.6; }

/* ═══════════════════════════════════════════════════════════════
   RESULTS
   ═══════════════════════════════════════════════════════════════ */
.results { padding: 96px 0; border-top: 1px solid var(--gray-200); border-bottom: 1px solid var(--gray-200); }

.results-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 64px;
  align-items: center;
}

.results-stats h2 {
  font-family: var(--font-display);
  font-size: clamp(1.6rem, 3vw, 2.2rem);
  font-weight: 800;
  color: var(--navy);
  margin-bottom: 36px;
  line-height: 1.2;
}
.stats-row { display: flex; gap: 36px; }
.stat-item { display: flex; flex-direction: column; gap: 4px; }
.stat-number, .stat-suffix {
  font-family: var(--font-display);
  font-size: 2.4rem;
  font-weight: 900;
  color: var(--blue);
  line-height: 1;
  display: inline;
}
.stat-suffix { font-size: 1.6rem; }
.stat-label { font-size: 0.82rem; color: var(--gray-600); font-weight: 500; max-width: 100px; line-height: 1.4; }

/* Testimonial */
.testimonial-card {
  background: var(--white);
  border: 1.5px solid var(--gray-200);
  border-radius: var(--radius-lg);
  padding: 40px 36px;
  position: relative;
  box-shadow: var(--shadow);
}
.testimonial-quote {
  position: absolute;
  top: 16px; left: 28px;
  font-family: Georgia, serif;
  font-size: 5rem;
  line-height: 1;
  color: var(--blue-pale);
  font-weight: 900;
}
blockquote p {
  font-size: 1.0625rem;
  color: var(--gray-800);
  line-height: 1.7;
  margin-bottom: 20px;
  font-style: italic;
  padding-top: 20px;
}
blockquote cite {
  display: flex;
  flex-direction: column;
  gap: 2px;
}
blockquote cite strong { font-size: 0.95rem; color: var(--navy); }
blockquote cite span { font-size: 0.82rem; color: var(--gray-400); }
.testimonial-stars { margin-top: 16px; color: #F59E0B; font-size: 1.1rem; letter-spacing: 2px; }

/* ═══════════════════════════════════════════════════════════════
   PRICING
   ═══════════════════════════════════════════════════════════════ */
.pricing-alt { padding: 96px 0; background: var(--off-white); }

.pricing-cards {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 24px;
  max-width: 800px;
  margin: 0 auto 24px;
}

.pricing-card {
  background: var(--white);
  border: 2px solid var(--gray-200);
  border-radius: var(--radius-lg);
  padding: 36px;
  display: flex;
  flex-direction: column;
  gap: 20px;
  position: relative;
  transition: box-shadow var(--transition), border-color var(--transition);
}
.pricing-card:hover { box-shadow: var(--shadow-lg); }
.pricing-card--standard { border-color: var(--blue); }

.pricing-badge {
  position: absolute;
  top: -13px; right: 24px;
  background: var(--gray-800);
  color: var(--white);
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  padding: 4px 12px;
  border-radius: 20px;
}

.pricing-card-header h3 {
  font-family: var(--font-display);
  font-size: 1.3rem;
  font-weight: 800;
  color: var(--navy);
  margin-bottom: 4px;
}
.pricing-card-header p { font-size: 0.875rem; color: var(--gray-400); }

.pricing-fee { display: flex; flex-direction: column; gap: 2px; }
.fee-number {
  font-family: var(--font-display);
  font-size: 3rem;
  font-weight: 900;
  color: var(--blue);
  line-height: 1;
}
.fee-note {
  font-family: var(--font-display);
  font-size: 1.75rem;
  font-weight: 800;
  color: var(--navy);
  line-height: 1;
}
.fee-label { font-size: 0.82rem; color: var(--gray-400); }

.pricing-features {
  display: flex;
  flex-direction: column;
  gap: 10px;
  flex: 1;
}
.pricing-features li {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 0.875rem;
  color: var(--gray-600);
}

.pricing-note {
  text-align: center;
  font-size: 0.875rem;
  color: var(--gray-600);
  max-width: 480px;
  margin: 0 auto;
}

/* ═══════════════════════════════════════════════════════════════
   FAQs
   ═══════════════════════════════════════════════════════════════ */
.faqs { padding: 96px 0; }

.faq-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0 40px;
}

.faq-col { display: flex; flex-direction: column; }

.faq-item {
  border-bottom: 1px solid var(--gray-200);
}
.faq-item:first-child { border-top: 1px solid var(--gray-200); }
.faq-col:last-child .faq-item:first-child { border-top: none; }

.faq-trigger {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  width: 100%;
  padding: 20px 0;
  font-size: 0.95rem;
  font-weight: 600;
  color: var(--navy);
  text-align: left;
  background: none;
  border: none;
  cursor: pointer;
  transition: color var(--transition);
}
.faq-trigger:hover { color: var(--blue); }

.faq-icon {
  flex-shrink: 0;
  width: 22px; height: 22px;
  border-radius: 50%;
  border: 1.5px solid var(--gray-200);
  position: relative;
  transition: border-color var(--transition), background var(--transition);
}
.faq-icon::before, .faq-icon::after {
  content: '';
  position: absolute;
  background: var(--gray-600);
  border-radius: 2px;
  transition: transform var(--transition), background var(--transition);
  top: 50%; left: 50%;
}
.faq-icon::before { width: 10px; height: 1.5px; transform: translate(-50%, -50%); }
.faq-icon::after  { width: 1.5px; height: 10px; transform: translate(-50%, -50%); }

.faq-trigger[aria-expanded="true"] .faq-icon { border-color: var(--blue); background: var(--blue); }
.faq-trigger[aria-expanded="true"] .faq-icon::before { background: white; }
.faq-trigger[aria-expanded="true"] .faq-icon::after  { background: white; transform: translate(-50%, -50%) rotate(90deg); }

.faq-body {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.35s ease, padding 0.35s ease;
}
.faq-body.is-open { max-height: 300px; padding-bottom: 20px; }
.faq-body p { font-size: 0.9rem; color: var(--gray-600); line-height: 1.7; }

/* ═══════════════════════════════════════════════════════════════
   BOTTOM CTA
   ═══════════════════════════════════════════════════════════════ */
.bottom-cta {
  background: var(--navy);
  padding: 80px 0;
  position: relative;
  overflow: hidden;
}
.bottom-cta::before {
  content: '';
  position: absolute; inset: 0;
  background: radial-gradient(ellipse 60% 80% at 80% 50%, rgba(37,99,235,.18) 0%, transparent 70%);
  pointer-events: none;
}
.bottom-cta-inner {
  position: relative;
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 48px;
  align-items: center;
}
.cta-text h2 {
  font-family: var(--font-display);
  font-size: clamp(1.6rem, 3vw, 2.4rem);
  font-weight: 900;
  color: var(--white);
  margin-bottom: 8px;
  line-height: 1.2;
}
.cta-text p { color: rgba(255,255,255,.7); font-size: 1rem; margin-bottom: 24px; }

.cta-contact-details { display: flex; flex-direction: column; gap: 8px; }
.cta-contact-item {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  color: rgba(255,255,255,.8);
  font-size: 0.9rem;
  font-weight: 500;
  transition: color var(--transition);
}
.cta-contact-item:hover { color: var(--white); }

.cta-actions {
  display: flex;
  flex-direction: column;
  gap: 12px;
  align-items: stretch;
  min-width: 220px;
}
.cta-secure {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 6px;
  font-size: 0.75rem;
  color: rgba(255,255,255,.45);
}

/* ═══════════════════════════════════════════════════════════════
   FOOTER
   ═══════════════════════════════════════════════════════════════ */
.site-footer {
  background: var(--navy-mid);
  border-top: 1px solid rgba(255,255,255,.06);
  padding: 64px 0 0;
}

.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1.5fr;
  gap: 48px;
  padding-bottom: 48px;
}
.footer-brand { display: flex; flex-direction: column; gap: 16px; }
.footer-tagline { font-size: 0.85rem; color: rgba(255,255,255,.5); max-width: 240px; line-height: 1.6; }

.footer-col h4 {
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: rgba(255,255,255,.45);
  margin-bottom: 16px;
}
.footer-col ul { display: flex; flex-direction: column; gap: 10px; }
.footer-col ul li a, .footer-col address a, .footer-col address p {
  font-size: 0.875rem;
  color: rgba(255,255,255,.65);
  transition: color var(--transition);
  display: block;
}
.footer-col ul li a:hover, .footer-col address a:hover { color: var(--white); }
.footer-col address { display: flex; flex-direction: column; gap: 8px; }

.footer-bottom {
  border-top: 1px solid rgba(255,255,255,.06);
  padding: 20px 0;
}
.footer-bottom-inner {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 16px;
  flex-wrap: wrap;
}
.footer-bottom p { font-size: 0.78rem; color: rgba(255,255,255,.35); }

/* ═══════════════════════════════════════════════════════════════
   BACK TO TOP
   ═══════════════════════════════════════════════════════════════ */
.back-to-top {
  position: fixed;
  bottom: 28px; right: 28px;
  width: 44px; height: 44px;
  background: var(--blue);
  color: var(--white);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: var(--shadow);
  opacity: 0;
  pointer-events: none;
  transform: translateY(12px);
  transition: opacity var(--transition), transform var(--transition), background var(--transition);
  z-index: 90;
}
.back-to-top.visible { opacity: 1; pointer-events: auto; transform: translateY(0); }
.back-to-top:hover { background: var(--blue-bright); }

/* ═══════════════════════════════════════════════════════════════
   RESPONSIVE
   ═══════════════════════════════════════════════════════════════ */
@media (max-width: 1100px) {
  .hero-inner { grid-template-columns: 1fr 440px; gap: 40px; }
  .services-grid { grid-template-columns: repeat(2, 1fr); }
  .why-grid { grid-template-columns: repeat(3, 1fr); }
}

@media (max-width: 900px) {
  .hero-inner { grid-template-columns: 1fr; }
  .hero-form-wrap { position: static; }
  .hero { padding: 140px 0 64px; min-height: auto; }
  .steps-grid { grid-template-columns: 1fr; gap: 32px; }
  .step-connector { padding: 0; transform: rotate(90deg); display: none; }
  .results-inner { grid-template-columns: 1fr; }
  .stats-row { gap: 24px; }
  .pricing-cards { grid-template-columns: 1fr; max-width: 480px; }
  .faq-grid { grid-template-columns: 1fr; }
  .faq-col:last-child .faq-item:first-child { border-top: 1px solid var(--gray-200); }
  .bottom-cta-inner { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 32px; }
  .guarantee-inner { flex-direction: column; gap: 32px; }
  .guarantee-stats { justify-content: center; }
}

@media (max-width: 680px) {
  .nav-links, .nav-cta { display: none; }
  .nav-links.is-open {
    display: flex;
    flex-direction: column;
    position: fixed;
    top: 0; left: 0; right: 0; bottom: 0;
    background: var(--navy);
    align-items: center;
    justify-content: center;
    gap: 20px;
    z-index: 99;
  }
  .nav-links.is-open .nav-link {
    font-size: 1.2rem;
    padding: 12px 24px;
  }
  .nav-toggle { display: flex; z-index: 100; }
  .header-tagline { display: none; }
  .hero-badges { gap: 8px; }
  .badge { font-size: 0.75rem; padding: 8px 10px; }
  .form-row { grid-template-columns: 1fr; }
  .services-grid { grid-template-columns: 1fr; }
  .why-grid { grid-template-columns: 1fr 1fr; }
  .footer-grid { grid-template-columns: 1fr; }
  .footer-bottom-inner { flex-direction: column; text-align: center; }
  .guarantee-stats { flex-direction: column; gap: 20px; }
  .g-stat-divider { width: 40px; height: 1px; }
  .cta-actions { align-items: stretch; }
}

@media (max-width: 420px) {
  .why-grid { grid-template-columns: 1fr; }
  .hero-headline { font-size: 1.8rem; }
  .stats-row { flex-direction: column; gap: 16px; }
}